My Story

I’ve been where you are. A few years ago, I was $30,000 in debt with a 550 credit score. I'd lost $15,000 chasing get-rich-quick schemes in the stock market because I was desperate. No real investments. No plan. Just stress and shame.

I felt like everyone else had their finances figured out, and I was the only one failing. But here's the truth: most people are struggling too. They're just better at hiding it.

So I stopped hiding. I educated myself, changed my mindset, and built a plan. Today, I have over $25,000 invested, a 700+ credit score, and my wife and I went from needing two incomes to living comfortably on one—no stress, no new debt.

That transformation didn't happen because I'm special. It happened because I had a plan.

Why Mindful Wealth Coaching Exists

I started this because I saw too many people especially in our communities stuck in the same cycle I was in. Working hard but never getting ahead. Using payday apps. Avoiding their credit score. Believing financial freedom was for "other people."

That's not true. And I'm proof.

I've helped clients:

  • Go from payday advance apps to $10,000 saved with growing investments

  • Recover from bankruptcy and raise their credit from the 400s to 580+ (and climbing)

You're not broken. You just need the right guidance.

What Makes Us Different

I don't manage your money for you. I teach you how to manage it yourself.

You'll learn:

  • How money actually works (credit, debt, investing)

  • Why you make the financial decisions you make

  • How to build systems that fit YOUR life

My goal is to make you the expert of your own finances. Because real freedom comes from knowledge, not dependence. Whether you're 22 with no credit or 42 buried in debt. I've been in the struggle. Let's build your plan.

Who We Are

Keith Floyd II Founder & CEO of Mindful Wealth Coaching